Expertise
Insurances
Insurance for expats
Insurance in the Netherlands: Policies in English, Arranged by Certified Advisors
Moving to a new home in the Netherlands? Then you also need the right insurance in the Netherlands. Easy Nuts works together with European Insurance & Mortgages (EIM), an independent insurance and mortgage advisor with an AFM licence. EIM arranges your liability insurance, home contents insurance, building insurance and legal assistance insurance, so your home is protected against fire, storm, water damage and theft from day one.
Please note: Easy Nuts does not give insurance advice. All advice and mediation is provided by the certified advisors of European Insurance & Mortgages, registered with the Dutch Authority for the Financial Markets (AFM) under number 12044180.
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Insurance for a new home
Which Insurance Do I Need in the Netherlands?
The insurance you need depends on whether you rent or buy your home. Here is what is required and what most people choose.
Renting a home
In most Dutch rental agreements, liability insurance is mandatory, together with home contents insurance. Your landlord or rental agent will often ask for proof before you get the keys.
Around 40% of renters also choose legal assistance insurance, for example for disputes with a landlord or employer.
✓ Liability insurance required
✓ Home contents insurance required
✓ Legal assistance insurance popular choice
Buying a home
If you buy a home with a mortgage, your mortgage lender requires building insurance. It covers the structure of your house, such as the roof, walls, floors and fixed installations.
Most home buyers combine it with liability, home contents and legal assistance insurance for complete protection.
✓ Building insurance required by lender
✓ Liability insurance often chosen
✓ Home contents insurance often chosen
✓ Legal assistance insurance often chosen
Also good to know: if you work in the Netherlands, Dutch health insurance is mandatory, and if you own a car, car insurance is required by law. EIM can help you with these as well.
Personal advice
Meet Your Insurance Advisors
Your insurance is arranged by the certified insurance advisors of European Insurance & Mortgages. They speak your language, explain the Dutch insurance system in plain English and make sure you are covered correctly, without paying for things you do not need.
European Insurance & Mortgages · AFM licence 12044180 · Mart Stamhof 3, Rotterdam · 085 169 5990
Easy Nuts introduces you to EIM but does not give insurance advice itself. Advice and mediation are the full responsibility of European Insurance & Mortgages.
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